A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to virtual channels for their financial needs. This shift has caused to a drop in branch establishments, and many institutions are consolidating existing branches

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It reflects the real cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can signal a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and strategical